AmCap Financial Specializes in Getting Your Business Funded.

AmCap Financial facilitates quick & easy access to funds to help take the next step today.


Frequently Asked Questions


Yes, you can! We offer both a fully automated process or a more involved Concierge approach.

YES, AmCap Financial has been able to help many clients with a less than perfect credit history.

Yes, our network of lenders offer many products that can help you no matter the current situation.

Our network of lenders are unable to help fund start-ups. However, if you have been open for at least three months and can provide official documentation of your sales history, you are a candidate and should not hesitate to apply. In fact, it will be a short and simple process.

Our network of lenders require at least 51% ownership to close on a deal. In some cases, they would require 80%. Call us for any additional questions you may have.

No. We happily accept all documentation sent to us by fax or e-mail to our secure server.

Our network of lenders can approve and fund in as little as 24 hours, an average funding time-frame is 2-4 business days.


No, AmCap Financial doesn’t charge any fees to apply for any of the small business loan programs our network of lenders offer.

AmCap Financial doesn’t directly charge any additional fees.

AmCap Financial has a vast network of lenders that have over 10 different business funding programs, each with its own rate and terms. Our representatives do their best to find the most aggressive offers for our clients when it comes to cost of funding.

No, there is no fee to close the account if you’d like to pay early, as a matter of fact an AmCap Financial representative will often work with the lender to provide you with a discount when you pay early.


AmCap Financial’s network of lenders has programs that offer this feature and some that don’t. Depending on what the client’s needs are we place them into the appropriate program to fit those needs.

No there isn’t, AmCap Financial’s network of lenders has many funding programs that offer a discount to pay off early so YOU SAVE!

A qualified AmCap Financial representative will review your account with you and help find a program that will fit your scenario without overextending your business.

Our network of lenders offer programs that do not have a personal guaranty or collateral, and they also offer programs that do. These details will depend on the type of financing you are looking for and will be communicated to you by our funding experts, verbally and in writing.

To expedite approval and funding, we encourage you to submit all requested documentation within 1 (one) day of submitting the initial application.


Our network of lenders have repayment options that include daily, weekly, semi-monthly and monthly.

The simple answer is NO! We work with many providers that do not require a change to your payments systems. However, if you did want to see if AmCap Financial could save you money on your current merchant account we’re always glad to help facilitate lower cost options!


No, AmCap Financial stores all information in a secure CRM which sits on a secure cloud. Nothing is saved to any local computers and no data is ever sold to any 3rd parties.

AmCap Financial shreds any printed information and securely disposes of all shredded documents.

AmCap Financial doesn’t directly alert any creditors that you’re applying for business funding.

YES, AmCap Financial has a top notch cyber security policy along with sophisticated security software.

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Over $900 million matched to US Businesses