AmCap Financial Specializes in Getting Your Business Funded.

AmCap Financial facilitates quick & easy access to funds to help take the next step today.

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Customized Small Business Loan Options for Every Need

AmCap Financial makes finding and getting the right business loans easy. Our clients enjoy a quick and streamlined process. They LOVE how we can obtain business loan approvals from our vast network of lenders, ranging from $5,000 to $10,000,000 — often in a few business days for most scenarios!

Our lender network uses revolutionary merit-based underwriting systems that don’t rely so heavily on your personal credit score, unlike traditional banks. That means a bad credit score is not necessarily a barrier to obtaining financing through our network. Explore the options below or call us for a FREE consultation with a business financing expert.

MERCHANT CASH ADVANCE

Merchant cash advances let you repay a fixed percentage of daily sales transactions until the advance is paid back to the lender in full. MCA’s are available for small businesses that accept credit card payments.

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MAX FUNDING AMOUNT

$7,500 to $1 million

FACTOR RATES

Starting at 1.09%

TERM

3 – 18 months

SPEED

1-2 Business days

BUSINESS LINE OF CREDIT

Business Lines of Credit allow you to have access to funds as you need them and only pay interest on what you draw.

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MAX FUNDING AMOUNT

$1,000 to $250,000

INTEREST RATES

Starting at 8%

TERM

Up to 18 months

SPEED

1-3 Business days

SBA LOANS

BA 7a, 504 Loans are small business loans guaranteed by the SBA and issued by participating lenders, they are generally secured by Real Estate. In contrast, SBA Marketplace Loans are secured by the business and the personal guarantor.

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MAX FUNDING AMOUNT

$50,000 to $10 million

INTEREST RATES

Starting at 5%

TERM

3 – 25 years

SPEED

3-5 Weeks

RECEIVABLES/INVOICE FACTORING

Factoring is a financial transaction and a type of debtor finance in which a business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at a discount, it is then paid back each time an invoice comes in.

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MAX FUNDING AMOUNT

$10,000 to $10 million

INTEREST RATES

Starting at 5.8%

TERM

Up to 24 months

SPEED

1-2 Weeks

BUSINESS TERM LOANS

A Business Term Loan is a loan given at a fixed term and rate. Our lender network offers small business loans with many different repayment methods.

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MAX FUNDING AMOUNT

$10,000 to $5 million

INTEREST RATES

Starting at 5%

TERM

3 months – 10 years

SPEED

1-3 Business days

REVENUE BASED BUSINESS LOANS

Revenue based business loans are based on the amount of total monthly sales you make. In some cases this program will help more than a merchant cash advance on credit card sales.

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MAX FUNDING AMOUNT

$10,000 to $5 million

INTEREST RATES

Starting at 9%

TERM

3 months – 10 years

SPEED

1-3 Business days

BUSINESS LOANS FOR WOMEN

AmCap Financial celebrates women entrepreneurs by helping them find business financing products to fit their needs.

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MAX FUNDING AMOUNT

$10,000 to $5 million

INTEREST RATES

Starting at 9%

TERM

3 months – 10 years

SPEED

1-3 Business days

BAD CREDIT BUSINESS LOANS

AmCap Financial understands that past credit problems aren’t relevant to the current performance of your business. If your business is performing well, chances are our lender network has the right funding program, even if you have less than perfect credit.

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MAX FUNDING AMOUNT

$10,000 to $5 million

INTEREST RATES

Starting at 9%

TERM

3 months – 10 years

SPEED

1-3 Business days

WORKING CAPITAL LOANS

When you need working capital to get you through a big project, or for day to day business needs, our lender network has the right working capital program for your business.

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MAX FUNDING AMOUNT

$10,000 to $5 million

INTEREST RATES

Starting at 9%

TERM

3 months – 10 years

SPEED

1-3 Business days

EQUIPMENT FINANCING

Our lender network offers many types of funding programs for equipment purchases. Many of our clients need to upgrade equipment on a regular basis and AmCap Financial is always there to help facilitate funding.

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MAX FUNDING AMOUNT

Up to $5 million per piece

INTEREST RATES

Starting at 5%

TERM

1 – 5 years

SPEED

3-10 Business days

Industry Experts

We know the ins & outs of business funding.

We're Available

Always willing to help even after work or on weekends.

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Ready to grow your business? We'll find you the right program.

Over $900 million matched to US Businesses